The CAVU Clarity 401(k)

Somehow, the 401(k) plan lost its way.

For small businesses, the 401(k) retirement plan offered the opportunity for both the plan sponsor and the participants to benefit from tax-deferred growth and the ability to participate in the returns that capital markets provide.

At some point, however, this seemingly simple proposition was hijacked by salesmen who were out for their own gain. 

They don't offer investment advice to the participants and they don't shoulder any fiduciary liability from the business owners. They structure plans riddled with hidden fees, sales charges, and high-cost investment options. 

Enter the CAVU Clarity 401(k). 

We are:

Independent, fee-only, Registered Investment Advisors (RIAs) who serve as both the ERISA 3(21) and ERISA 3(38) advisors, taking the investment selection and performance monitoring responsibilities away from the plan sponsor.

Investment and retirement planning experts who offer personalized, one-on-one advice to your participants.

Cost conscience. We work only with providers who are transparent about costs, and work to keep more money in participant accounts.

We partner with institutional firms like Vanguard and Dimensional Fund Advisors to provide a first class experience to sponsors and participants, with platforms and costs that were previously available only to large companies. 

Ready to find out more? Contact us to start the conversation.