David Sylvester, CFA, CFP®Founding Principal
David spent his early career serving institutional clients while working for Wall Street firms. He participated in three major functions: investment research, institutional sales, and portfolio management. David followed his interest in aviation and became a noted airline analyst while working for Hambrecht & Quist, Montgomery Securities (now Bank of America – Merrill) and Kidder Peabody. He specialized in the emerging airlines that started after the Airline Deregulation Act of 1978. That expertise eventually led to David working for Polaris Aircraft Leasing, America West Airlines, and Harmony Airways as their first president.
In 2005 David learned of the emerging industry of Independent Registered Investment Advisors – an industry that provides individuals with unbiased financial advice rather than a sales pitch. Shortly after, CAVU Wealth Advisors was born. [The CAVU name draws on David’s experience in the aviation field.] In 2009 CAVU opened its doors offering a modern, holistic, client-focused wealth management service with deep industry knowledge that had been earned from a 25-year career on Wall Street.
David earned the Chartered Financial Analyst designation in 1985 and the Certified Financial Planner™ designation in 2009. Fewer than 4% of CFP® practitioners hold both important designations. David attended the University of Richmond on a football scholarship and graduated with a B.S. in Business Administration.
He is a past board member of the national board of the Fellowship of Christian Athletes. As a volunteer, David teaches classes on Lifetime Financial Skills at the Bay Area Rescue Mission in Richmond, CA and helps to lead the Financial Peace University course hosted by his church.
David and his wife Terry have been married since 1978 and have four grown daughters and eight grandchildren. They reside in Moraga, CA and are active members of Moraga Valley Presbyterian Church.
David enjoys outdoor activities including golf, running, and backpacking.
Hilary Disher, CPA (Not in Public Practice), CFP®Tax Strategist and Wealth Advisor
Hilary joined CAVU Wealth Advisors in 2014. Prior to joining CAVU, Hilary worked with Goldman Sachs Private Wealth Advisors and their high net worth clients, consulting on strategic income tax planning and estate tax matters.
Before her time with Goldman, Hilary spent nearly 8 years at Deloitte Tax LLP. There, she worked with clients and internal teams on consulting and compliance projects for both businesses and individuals. During her later years at Deloitte, Hilary realized the value that sound tax planning can bring to all aspects of life and decided to redirect her career to focus on tax planning for individuals.
In 2007, Hilary earned the Certified Public Accountant designation.
In 2018, Hilary earned the Certified Financial Planning designation. Though you will be hard pressed to find someone as excited about taxes as Hilary, she thoroughly enjoys now offering broader financial guidance to the CAVU family of clients.
Hilary attended University of Richmond in Richmond, Virginia, where she received a B.S. in Business Administration: Professional Accounting. She graduated with Magna Cum Laude honors.
Hilary has been married since 2005 and has two children. She's one of David’s four daughters. She grew up in the San Francisco Bay Area and, due to her husband’s career, has lived many places in the world including Hawaii, Virginia, and Africa. No matter where she resides, Hilary enjoys returning to the City by the Bay each summer.